Wyckoff and Franklin Lakes real estate and homes for sale in New Jersey - Sally Ponchak, REALTOR® Sally Ponchak REALTOR(r) for Wyckoff and Franklin Lakes, New Jersey real estate - NUMBER1EXPERT™ Sally Ponchak NUMBER1EXPERT(tm) for Wyckoff and Franklin Lakes, New Jersey real estate

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Sally Ponchak, REALTOR®, real estate agent and broker for Wyckoff and Franklin Lakes New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 201-891-6700 Ext.111.


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Sally Ponchak is one of The Top Selling Real Estate Experts™
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Why Buyers Choose Me: Wyckoff and Franklin Lakes New Jersey home buying, real estate listings, and homes for sale in Bergen                         County, NJ
Welcome > For Buyers > Why Buyers Choose Me ...


Buying a Home Requires Many Difficult Decisions. Make Sure Your Realtor is a Top Local Expert.
 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As a top Wyckoff and Franklin Lakes area Realtor, here is how I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the Wyckoff and Franklin Lakes market, even listings not yet on the MLS, through my professional New Jersey real estate affiliations. 

- My expert local knowledge of the Wyckoff and Franklin Lakes area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Wyckoff and Franklin Lakes is no different! It's my job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? I help home buyers make decisions like this every day, and I'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. I will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and I will view every home that you are interested in, together. And prior to closing I will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. I will give you the full benefit of my real estate knowledge and experience. 

Let me represent your best interests in your search for a new home in the Wyckoff and Franklin Lakes area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Call or email me for help, or to have your questions answered. There are no dumb questions! Fill out this form and I'll get right back to you...
 

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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Real Estate Trivia
Q 
What area in the United States has the highest per capita income?

A 
The New York/New Jersey/Long Island area has a per capita income of over $750,000, according to the most current available U.S. census data.
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Sally Ponchak, REALTOR®, real estate agent and broker for Wyckoff and Franklin Lakes New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Sally Ponchak
Coldwell Banker Residential Brokerage

372 Franklin Avenue
Wyckoff, NJ. 07481
Office: 201-891-6700 x 111
Direct and 24/7 Vmail: 201-848-3214
Fax: 201-891-0976
Email: sallysellsnjhomes@NUMBER1EXPERT.com

A perennial multimillion dollar producer, Sally Ponchak is a member of Coldwell Banker's International President's Elite, which recognizes the top 2% of the company. She received an award for being #1 IN CUSTOMER SERVICE in 1998. Sally Ponchak is your NUMBER1EXPERT™ for the Wyckoff, Franklin Lakes, Bergen County Area. She has successfully helped hundreds of families with their real estate needs. Put her to work for you! Call or email Sally today!


Coldwell Banker Residential Brokerage real estate and homes for sale in Wyckoff and Franklin Lakes New Jersey



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